Flood damage to a building

For this case

This is property damage to an insured facility and warehouse space with colonial goods of a significant volume, which was damaged as a result of a natural disaster, storm and flood, which caused an overflow of the riverbed, the river in the immediate vicinity of the facility, and as a result, the facility was completely flooded and the water supply installation and steam boilers in the facility burst, causing the injured party to suffer significant material damage and loss.
AreaCivil law
Time frame1.5 years
LawyerRenata Varga Miceva

Challenge

The intention of every society is to maintain as many small and medium-sized enterprises as possible, in that direction, as it was a family business with a long tradition, we had a mission to help the damaged party get out of the crisis and the harmful consequences in a shorter period of time, so that he would be compensated by the insurance company, so that with the funds received, he would be able to repair the damage as soon as possible and purchase new supplies that he needed.

Our process

1. Case planning

After determining the actual damage to the building, installations, and goods in the warehouse, our idea was to immediately submit the complete documentation to the insurance company.

2. Assessing the situation

In assessing the amount of total property damage, we included skilled persons from the field of construction, a mechanical engineer and an economic expert.

We have determined that the injured party has adequate insurance coverage and protection in accordance with the concluded insurance.

3. Filing a case in court and the outcome

We filed a claim for material damage with the insurance company, but unfortunately, the out-of-court procedure was unsuccessful, the company rejected the claim absolutely unfoundedly.

We initiated a lawsuit for compensation for material damage, which we can boast was processed in an extremely fast timeframe. During the procedure, we proved the merits of the claim for damage on all grounds, after which the First Instance Court issued a positive verdict for the injured party. The defendant, dissatisfied with the verdict, filed an appeal. After 7 months, the Court of Appeals issued a ruling confirming the first-instance ruling in our favor.